OneSavings Bank plc acquired Charter Court Financial Services Group plc and its subsidiary companies on 4th October 2019. The information displayed on this website is correct at that date, and is no longer being updated.
We are one of the fastest growing specialist mortgage banks in the UK, purpose built to meet increasing customer demand for specialist mortgages, attractive savings products, exceptional value and great service.
We operate through our three highly rated brands.
Charter Court Financial Service Group and its subsidiaries form the UK’s leading specialist mortgage lender, purpose built to meet increasing customer demand for specialist mortgages, attractive savings products, exceptional value and great service.
We operate through our three complementary brands.
Charter Savings Bank is an online bank which provides a range of competitive savings products via its website.
Total savings balances of £6.0 billion.
(at 30 June 2019)
Precise Mortgages provides residential and buy to let mortgages, along with bridging and second charge loans to borrowers.
Net loan book of £7.0 billion.
(at 30 June 2019)
Exact Mortgage Experts (“Exact”) administers mortgages originated by Precise Mortgages and selected third parties. It offers portfolio pricing services and credit consultancy to institutional clients.
£7.8 billion assets administered.
(at 31 December 2018)
Clear strategy for sustainable, profitable growth
Our strategy is focused on delivering sustainable, profitable growth by helping customers who are underserved by the High Street banks. Our scalable state-of-the-art automated technology and systems ensure efficient processing, strong risk control, timely reporting and speed of product development. We use our experience and knowledge of the assets we manage and have analysed to select segments of the lending markets where we believe strong returns can be achieved within our credit risk appetite. These factors have enabled our strong balance sheet growth, increasing cost efficiency and profitability and the exceptional credit quality of our mortgage assets.