Financial highlights

Our robust financial performance reflects our focus on sustained profitable growth and capital generation.

£3.9bn

Total savings balances of £3.9 billion.

Investor relations

We are experts in our chosen specialist markets and use that expertise to deliver superior results for our customers, shareholders and employees.

Our brands

We are one of the fastest growing specialist mortgage banks in the UK, purpose built to meet increasing customer demand for specialist mortgages, attractive savings products, exceptional value and great service.

Charter Savings Bank is an online bank which provides a range of competitive savings products through its website.

Precise Mortgages provides specialist residential and buy to let mortgages, along with bridging and second charge loans to borrowers.

Exact Mortgage Experts

Exact Mortgage Experts administers mortgages originated by Precise Mortgages and selected third parties. It offers portfolio pricing, specialist analytics and credit consultancy to institutional clients.

Our business
Ian Lonergan

Vision & values

Our strategy is focused on delivering sustainable, profitable growth by helping customers who are underserved by the High Street banks. Our scalable state-of-the-art automated technology and systems ensure efficient processing, strong risk control, timely reporting and speed of product development. These factors have enabled our strong balance sheet growth, increasing cost efficiency and profitability, and the exceptional credit quality of our mortgage assets.

Join us

At Charter Court, we are very proud of the open, friendly and collaborative environment we work in. Our ranking in The Sunday Times 100 Best Companies to Work For reflects our strong culture, which is supported by the Board and executive management team.

Careers

The Board’s strategy for the business is based on our belief that as experts across all key areas of mortgage distribution, credit and property risk, and capital and liability management, Charter Court is truly specialist and uniquely built to take specialist mortgage risk. In addition to mortgage lending, our focus on large niche market segments underserved by major High Street banks extends to the savings market. Through Charter Savings Bank, we provide over 100,000 UK customers with competitive savings products and reliable service.

Ian Lonergan
Chief Executive Officer
Charter Court Financial Services