We serve retail savings customers through Charter Savings Bank, mortgage customers and mortgage intermediaries through Precise Mortgages, and institutional clients through Exact Mortgage Experts.
Just two months after achieving our second top 10 ranking in the Sunday Times Best 100 Companies to Work For, we were proud to be recognised as one of the UK’s most inspiring companies in an influential report created by the London Stock Exchange Group.
Charter Savings Bank is an online bank which provides a range of competitive savings products via its website.
Total savings balances of £4.0 billion.
Precise Mortgages provides residential and buy to let mortgages, along with bridging and second charge loans to borrowers.
Net loan book of £4.4 billion.
Exact Mortgage Experts administers mortgages originated by Precise Mortgages and selected third parties. It offers portfolio trading pricing, specialist analytics and credit consultancy to institutional clients.
£21 billion of loans analysed.
Clear strategy for sustainable, profitable growth
Our strategy is focused on delivering sustainable, profitable growth by helping customers who are underserved by the High Street banks. Our scalable state-of-the-art automated technology and systems ensure efficient processing, strong risk control, timely reporting and speed of product development. We use our experience and knowledge of the assets we manage and have analysed to select segments of the lending markets where we believe strong returns can be achieved within our credit risk appetite. These factors have enabled our strong balance sheet growth, increasing cost efficiency and profitability and the exceptional credit quality of our mortgage assets.